Making the complicated simple

Joan Gray is the Managing Director of Gray’s Limited, who provide independent financial advice along with Wills and Probate services. Joan Gray is an Independent Financial Adviser with Chartered status and works in association with Abacus Financial Services Ltd authorised by the Financial Conduct Authority, to offer financial planning services.

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MSc, BSc (Hons) ACII AFPC Cert HSC (Open) MPBsS

Covering the whole UK

“I cannot rate Joan highly enough, she makes everything so easy.”

~

Over 35 years of experience.

About Me

I pride myself on being down to earth and good old fashioned customer service is something I believe passionately in as we seem to live in a world where very often it has ceased to exist. I have 35 years of experience as an independent Financial Advisor and of running my own business so whatever your concerns get in touch.

my services

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Wills

Asset Protection

Powers of Attorney

Inheritance Tax

Trusts

“I've known Joan since she was a manager at Lloyds Private Banking in London over 30 years ago. She founded her own practice in 1992 and everyone loves her bubbly, but very honest character.”

— Kerrieann Durham

“I cannot rate Joan highly enough, she makes everything so easy.”

— Candy Turner

Q&A

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question & answer 2

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clips of my tips

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PO Box Address

1231 Cheltenham
Gloucestershire
GL50 9XP

Tel

01242255125

Email

joan@graysgroup.co.uk