book appointment

With high interest rates at the moment the temptation is to remain in cash. However, the low thresholds for paying tax on interest means currently many people are paying tax as the returns are greater.

Although you may have cash ISA’s  where interest is tax free you are restricted to a £20k per annum limit. As with anything it does not pay to have all your eggs in one basket so diversification into an element of stocks and shares investments to utilise other tax allowances make sense. For example diversification into a Stock and share ISA where all growth and income is tax free to a General Investment Account to utilise Capital Gains Tax allowances should all be considered.

I can advise on lump sum investments and regular savings investments which can have their own advantages.

Find out more about me

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PO Box Address

1231 Cheltenham
Gloucestershire
GL50 9XP

Tel

01242255125

Email

joan@graysgroup.co.uk